Why does my All In One Loan checking account always show a $0.00 balance?

Your All In One checking account will show a $0.00 balance at the start of each day because the daily “sweep” between your loan and checking account is completed at the end of the prior business day.

At the end of each day, your total deposits and spending are reviewed:

If you deposited more than you spent, funds move from checking to the loan to reduce your loan balance.

If you spent more than you deposited, funds move from the loan to checking to cover the difference.

Because of this daily sweep process, your checking account balance returns to $0.00 at the end of each day.

Note: This sweep feature does not apply to All In One Loans secured by a primary residence in Texas.