How long will it take for a mobile deposit to be available?

Typically, mobile deposits received by 3pm ET on a business day will be credited to your account the same day. Deposits made after 3pm ET will be credited on the next business day. Weekends and holidays do not count as business days.

Availability to use funds deposited via the Mobile App vary based on many factors including the age of the account, past mobile deposit activity, size of the mobile deposit and several other factors. On new accounts, funds may not be available for 5-10 business days. On established accounts, funds are typically available within 1-5 business days.